Tuesday, January 6, 2009

another close call


Yesterday I had to meet with a client to go over an offer extended to her husband, for life insurance coverage. I was quite nervous about it because the offer was taking the premium from $60/month to $345!
Because he was insuring himself for $2,000,000, the company required a para-medical, which means a nurse comes by your home to take your blood pressure, a blood sample, and a urine sample. With these, the lab found cotinine, a by product of nicotine usage, as well as some kind of medical issue. Between those, they sent the premium through the roof!
I thought I might be losing his sale, and usually when that happens I lose the coverage for his wife as well. Thank goodness we were able to adjust a few things and get the premium down to a manageable amount - I may have had to quit this gig if we hadn't.
Since I have only been selling insurance for eighteen months, the chargebacks would have put me out of business!
Today I'm working at the clothing store job, so I should sleep well tonight. The store itself is 8000 sq feet and with only two people on the floor, they keep you busy every minute of the day. I'm sure that I will think of you all for most of the day. To be honest, I've been obsessed with finding as many journalspace refugees as I can, and especially in the last few days, with so many signing up here at Blogspot.
Have a good Tuesday!
p.s. The photo is by Ron Asp. It's a snowy owl, near Wetaskiwin, Alberta. For some reason, I couldn't get a space between the photo credit and the start of my entry. It hasn't been a problem since I switched to this layout, but now it's doing it again. I guess I need to do a bit more Blogspot reading.

14 comments:

  1. hey, I'm forest-3 now, I deleted forest-2 and can't get her back. :(

    Wow! that's a lot of money on the insurance I'm glad they didn't back out! chargebacks suck!

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  2. Keeping the sale just shows what a good job you're doing and how much you've learned.....

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  3. That picture of the snowy owl is gorgeous.

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  4. I love the picture. I am glad the sale worked out for you. I have been stealing some of your links to find others. I didn't think you would mind.
    Roz

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  5. selling insurance can be tough because the customer doesn't see or touch what s/he's buying. but i heard the commission is great once you've made a sale. anyway, good luck on the new job.

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  6. Tough when you have to sell twice to make one commission. Good job! :)

    S

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  7. I'm glad you got things worked out with the sell.Have a great day!

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  8. Good job on the sale. Regarding your spacing ...you might try double spacing. I have the same problem but that seems to work.

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  9. I've noticed a lot of JS bloggers have been finding my site these days (happily). Maybe click on the images you recognize from my subscribe list???

    {Glad you and I got out of JS when we did, eh?} LOL.

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  10. The pic is awesome, great find! Hang in there with work, it's such a bad market. :(

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  11. the photo itself is beautiful. but onto that monthly payment, holy wow! That's all my utilities for a month (not counting rent).

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  12. That's on hefty monthly bill. Glad he can afford something like that.

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  13. I'm glad to hear you managed to sell it twice.

    Happy Humpday!

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