another close call

Yesterday I had to meet with a client to go over an offer extended to her husband, for life insurance coverage. I was quite nervous about it because the offer was taking the premium from $60/month to $345!

Because he was insuring himself for $2,000,000, the company required a para-medical, which means a nurse comes by your home to take your blood pressure, a blood sample, and a urine sample. With these, the lab found cotinine, a by product of nicotine usage, as well as some kind of medical issue. Between those, they sent the premium through the roof!

I thought I might be losing his sale, and usually when that happens I lose the coverage for his wife as well. Thank goodness we were able to adjust a few things and get the premium down to a manageable amount - I may have had to quit this gig if we hadn't.

Since I have only been selling insurance for eighteen months, the chargebacks would have put me out of business!

Today I'm working at the clothing store job, so I should sleep well tonight. The store itself is 8000 sq feet and with only two people on the floor, they keep you busy every minute of the day. I'm sure that I will think of you all for most of the day. To be honest, I've been obsessed with finding as many journalspace refugees as I can, and especially in the last few days, with so many signing up here at Blogspot.

Have a good Tuesday!

p.s. The photo is by Ron Asp. It's a snowy owl, near Wetaskiwin, Alberta. For some reason, I couldn't get a space between the photo credit and the start of my entry. It hasn't been a problem since I switched to this layout, but now it's doing it again. I guess I need to do a bit more Blogspot reading.